Save Big with Healthshare

Keep your doctor. Stay in-network. Cut monthly costs.

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Personalized Quote

What is Healthshare?

Health-share plans are cooperatives – often faith-based – with members agreeing to cover a certain portion of each other’s medical costs. Watch the video to learn more.

Benefits of Healthshare Memberships

Alternative solutions to expensive health insurance premiums

Low-cost Options for Singles, Families, Seniors, and Groups

Access to a Nationwide PPO Network of over 900,000 doctors

Be a part of a community that shares similar values and beliefs

Healthshare is Affordable

Plans as low as shown below. Start saving on healthcare today.

Single

Healthshare plan

Age	Member	Member + 1	3+ Members
20	$125	$168	$337
30	$181	$247	$368
40	$234	$337	$419
50	$291	$434	$506
60	$343	$525	$681

Premiums in chart above include $35 copays for PCP visits, 100% coverage for all preventative services, up to 75% discounts on co-pays on prescriptions, and $10,500 annual household portion.

Vs. Local Marketplace Plan

Age	Member	Member + 1	3 Members
20	$333	$666	$929
30	$390	$779	$1,042
40	$439	$877	$1,140
50	$613	$1,226	$1,489
60	$932	$1863	$2,126

Based on a Health Alliance marketplace Bronze POS 6000 plan with a $6,000 deductible* Member +1 is based on Spouse being same age as Primary* 3+ Members is based on both adults being same age and child being 10 years old

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that fits your needs.

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How it happens

Save Money. Keep Your Doctor

Meet Charles

Charles is 42 yrs old and lives in Champaign, IL. He is currently paying $455/month for a Health Alliance Bronze plan.

Charles looks for cheaper options

Charles knows he can save money, but is worried he'll lose access to his doctor at Carle Hospital.

Charles speaks
to HCIP

Charles talks to a health plan specialist. Charles finds out he can lower his monthly payment and keep his doctor.

Charles is happy

Charles enrolls in a health share membership, 244/month. Charles is saving $211/month. ($2,532/year)

Healthshare FAQ

Is Health Care Sharing the same as Health Insurance?

Healthshares are not health insurance. Healthshares are organizations that facilitate sharing of health care costs among individual members, who have common ethical or religious beliefs.

Are they less expensive than MArketplace plans?

Healthshares are typically 50% less expensive than ACA-compliant health insurance plans.

What kind of provider network do healthshare programs use?

Healthshare plans use PPO networks, or allow you to see the doctor of your choice, giving you the greatest access and flexibility when receiving care.

Will I be locked into any contracts?

There are no contracts with healthshare programs and you have the right to terminate coverage at any time.

When can i enroll

Unlike Affordable Care Act plans that require you to enroll in short annual enrollment periods, you can enroll in a healthshare plan at any time during the year.

testimonials

Check what our clients say about us

Angela S.

Champaign, Il

I dropped our $1098/month Health Alliance plan and moved my family to a healthshare membership. Our monthly premium is now $539 and we still see the same doctors at Carle and Christie Clinic! Thank you HCIP.

Sheila J.

Champaign, IL

So happy my coworker told me about HCIP. This healthshare membership is saving me thousands this year. Health sharing is the answer for people who are sick of overspending on their health insurance.

Adam K.

Mahomet, IL

The people at HCIP are very knowledgeable of the provider networks in Central Illinois. Now I have better coverage at a lower monthly premium.

Jaclyn L

Austin, TX

Plain and simple, these folks know what they're doing. I learned so much from our phone conversation. Goodbye to my marketplace plan!